I take the buying process as seriously as my buyers do, therefore I offer nothing but the highest quality of personal service to my clients. When you decide to purchase your home, make sure you retain someone whom you trust, and be confident in their skills, experience and education. Buying your home is probalby the single largest investment you'll make so - It's worth doing some background work to make sure you have the right professional represent you.
When you understand current market conditions, you are better able to make informed, confident decisions. It helps to know if you are in a Seller's, Buyer's or Balanced market when evaluating prices. In a Buyer's market there is a lot more competition and Buyers have plenty of choices and room to negotiate, forcing sellers to be competitive when setting their price. And when it's a Seller's market, just the opposite applies.
Here are some of the steps I will take to find your perfect home:
Determine Your Wants and Needs
This is the single most important step. By asking you a series of questions I will establish what you are looking for, and compare that with the reality of the marketplace. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet you needs. Through-out the buying process I will maintain your confidentiality and represent your best interests.
Help You Get Pre-Qualified
This step will show you how much you can afford. This is accomplished by showing you your options and how I will negotiate to fully take advantage of loan programs which best meet YOUR overall credit profile. Just as an example, some lenders will allow the seller to pay all your closing and loan costs, up to 6% of the selling price! This could include "buying down" the rate of interest.. which reduces your monthly payment- maybe for up to 30 years!
Home Shopping
We will use every available method to locate a property that matches your search parameters. This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties. We will ask the seller to prepare a written disclose all known facts about the property that is likely to affect your decision. When we find the home that meets your criteria, I will draft your sales agreement, including all the safeguards and provisions needed to fully protect your interests and take advantage of special financing options. You will never have to directly talk with the other party to the transaction, unless that's your desire.